Welcome to Pay Day Loan Guru!

Within this site you will find out and learn all you need to know about the the industry of Cash Loans, credit, debt and financing!

Some of the things you will learn from this site are:

• What is a Pay Day Loan
• What is an Cash Advance
• Who are the best companies to work with
• How much does it cost
• How does it affect my credit
• Is the program a right fit for my situation
• Where do you do the transaction
• Resources to help you make an informed decision

Please browse our site there is plenty of information for you to review and study, with Industry updates added continually.

Consumer Credit Counseling another viable path out of debt. Consumer Credit Counseling a non-profit group funded by creditors to help consumers negotiate repayment plans. They are a web-based counseling service which you can find at www.consumercredit.com.

PayDay Loans are quick and simple, and there is so much information on the Loan Agreement and Disclosure Statement so please read carefully. The Loans typically cost you $20.00 per $100.00 borrowed, which translates to an APR of between 405.56% and 1825.00%, depending upon the number of days the loan is extended. But they can help in some cases and can be less money than the costs associated with bounced checks or late credit card payments. 

PayDay Loans are short-term loans that provides a sensible alternative to bounced checks, late payment charges or a tarnished credit rating and can also give you interim financial relief and is payable on your next payday.